non-qm products

Bank Statement Loans: Use your bank statements as proof of income, catering to self-employed individuals or those with non-traditional income sources.

Stated Income Loans: State your income without extensive documentation, providing a simplified solution for self-employed borrowers or those with difficulty verifying income.

ITIN Loans: Designed for individuals with an Individual Tax Identification Number (ITIN), enabling them to achieve homeownership regardless of their tax ID status.

Asset Depletion Loans: Utilize your assets, such as retirement accounts, investment portfolios, or savings, to demonstrate your ability to afford a mortgage.

Fix and Flip Loans: Short-term funding for real estate investors looking to purchase properties, make renovations, and sell quickly for a profit.

Rental Property Loans: Diversify your investment portfolio by financing the purchase of rental properties.

Non-QM Investor Loans: Tailored specifically for real estate investors, with flexible eligibility requirements and competitive rates.

Portfolio Loans: Considers your total financial picture, including assets and credit history, providing a more personalized approach to mortgage lending for investors.

Interest-Only Loans: Make lower monthly payments by only paying the interest on the loan for a specific period, providing financial flexibility.

Interest-Only Jumbo Loans: Luxury living with lower monthly payments during the interest-only period for high-value properties.

Bridge Loans: Transition smoothly from one property to another by providing temporary financing, ideal for those who haven't sold their current property yet.

Construction Loans: Financing at every stage of the construction process, empowering you to build or renovate your dream home.

Foreign National Loans: Non-U.S. citizens or non-permanent residents can achieve homeownership in the United States with flexible terms and competitive rates.

Non-Warrantable Condo Loans: Financing option for condos that don't meet conventional lending standards, accommodating unique condo properties.

Non-Occupant Co-Borrower Loans: Maximize your borrowing power by adding a co-borrower to your application, leveraging their income and credit.